Nigeria: Little by Little, a Farmer Becomes Income Secure
Terkaa, 45, owns a good-sized piece of farmland in Nigeria, but because of limited resources, he could only cultivate a small area. He could afford only simple tools, like a hoe and cutlass, to clear and till the land, and he didn’t have the money to invest in improved farming methods.
Financially, Terkaa also did not have the ability to hire any workers to help with the work, so he usually worked alone and often found himself physically and emotionally drained. No matter how hard Terkaa worked, season after season, he struggled with the disappointment of harvests that were low in quantity and quality. He was frustrated that, despite all his efforts put into the farm, he could not meet his family’s basic needs.
Then, through World Renew Nigeria, Terkaa had the opportunity to join a Village and Savings Loans Association (VSLA) in his community and was also able to participate in a Sustainable Agriculture and Food Security (SAFS) program.
With determination, Terkaa attended the SAFS training sessions, learned about improved farming techniques, and began implementing all he learned. Through the SAFS program, he also received a supply of cassava stems to plant, and his membership in the VSLA allowed him to access a low-interest loan.
He says, “The VSLA has been an enormous help to everyone, and especially to me because I no longer go through the stress of cultivation and weeding by myself all the time. With the loan from the group, I hired workers to help clear more land, and I bought organic fertilizer to improve my yield. I can proudly say that this year, my harvest was bountiful. I am happily feeding my household, and I have enough produce to sell some at the market. I used the profit to pay back my loan, medical bills, and comfortably pay my children’s school fees. I am very grateful for this help. I pray that God blesses you all.”
Thanks to the support of World Renew’s SAFS program and its community-based VSLA, Terkaa is now building an income-secure future filled with hope, one harvest at a time.
Want to hear more stories of hope and transformation like Terkaa’s?
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Nigeria: Little by Little, a Farmer Becomes Income Secure
Terkaa, 45, owns a good-sized piece of farmland in Nigeria, but because of limited resources, he could only cultivate a small area. He could afford only simple tools, like a hoe and cutlass, to clear and till the land, and he didn’t have the money to invest in improved farming methods.
Financially, Terkaa also did not have the ability to hire any workers to help with the work, so he usually worked alone and often found himself physically and emotionally drained. No matter how hard Terkaa worked, season after season, he struggled with the disappointment of harvests that were low in quantity and quality. He was frustrated that, despite all his efforts put into the farm, he could not meet his family’s basic needs.
Then, through World Renew Nigeria, Terkaa had the opportunity to join a Village and Savings Loans Association (VSLA) in his community and was also able to participate in a Sustainable Agriculture and Food Security (SAFS) program.
With determination, Terkaa attended the SAFS training sessions, learned about improved farming techniques, and began implementing all he learned. Through the SAFS program, he also received a supply of cassava stems to plant, and his membership in the VSLA allowed him to access a low-interest loan.
He says, “The VSLA has been an enormous help to everyone, and especially to me because I no longer go through the stress of cultivation and weeding by myself all the time. With the loan from the group, I hired workers to help clear more land, and I bought organic fertilizer to improve my yield. I can proudly say that this year, my harvest was bountiful. I am happily feeding my household, and I have enough produce to sell some at the market. I used the profit to pay back my loan, medical bills, and comfortably pay my children’s school fees. I am very grateful for this help. I pray that God blesses you all.”
Thanks to the support of World Renew’s SAFS program and its community-based VSLA, Terkaa is now building an income-secure future filled with hope, one harvest at a time.
Want to hear more stories of hope and transformation like Terkaa’s?
Sign up for our e-news to receive regular stories, updates, and our quarterly Fieldnotes newsletter—straight to your inbox.
